Wind And Hail Damage Inspection Guide

This Wind and Hail Damage Inspection Guide walks you through examining your property for the specific signatures of wind and hail — bruised or missing shingles, dented gutters and vents, cracked siding, and window damage. It helps you find the damage insurers look for and often dispute.

Wind and hail damage is frequently subtle: hail bruising and lifted shingles may not leak for months, and insurers often argue the damage is cosmetic or from wear. A thorough, documented inspection is what separates a covered loss from a denied one, and speed matters — the first 48 hours after storm damage are critical.

Work through each area the guide lists, photographing every sign of damage from multiple angles, and note anything that needs a roofer or licensed inspector. Pair it with the storm damage documentation form to capture the full loss, then submit everything as part of your hail damage insurance claim.