Storm Recovery And Safety Guide

This Storm Recovery and Safety Guide walks you through the immediate steps after a storm — securing the property, checking for hazards, preventing further damage, and beginning documentation. It helps you protect both your family and your claim in the critical hours after the weather clears.

After a storm, insurers expect you to take reasonable steps to prevent further damage — tarping a roof or boarding a window — while also documenting the original loss. Doing both, in the right order, protects your claim. The first 48 hours after storm damage set the tone for the entire recovery.

Follow the steps in sequence, prioritizing safety and temporary repairs, and photograph conditions before you change anything. Pair it with the storm damage documentation form to capture the loss in detail, then file everything as part of your storm damage insurance claim.