Falling Object Damage Documentation Form

This Falling-Object Damage Documentation Form gives you a structured place to record damage caused by a tree limb, collapsed structure, aircraft debris, or other object that strikes your property. It captures what was hit, the point of impact, and the resulting damage in the organized format an adjuster needs to evaluate the loss.

Falling-object losses are often disputed over cause and sequence — insurers may argue the object hit an area that was already damaged, or that only part of the loss is covered. A dated, itemized record made before repairs removes that ambiguity. If your settlement arrives lower than the documented damage, review the common signs your insurer is underpaying the claim.

Record every point of impact and the damage that followed it, room by room and on the exterior, and attach photos to each entry. Pair it with the structural inspection checklist so hidden structural damage is captured too, then submit the package as part of your falling-object insurance claim.